129 Rivertop Dr, Lowell, MI 49331 Property Records

Kent County property record for 129 Rivertop Dr, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,584 sqft · built 2001
Lot Size	1.64 acres (71,482 sqft)
Owner	2 Individual Names on File
Last Sale	$32,900 (Jan 1996)
Tax Bill	$4,175 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-426-028`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-426-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Living Area
1st Floor Area	2,074 sqft
Basement Area	2,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Lot Area	71,482 sqft (1.64 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 RIVERTOP DR
City	LOWELL
State	MI
Zip	49331-9128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 FR
Legal Description	411626426028 UNIT 28 * RIVER BLUFF KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.319 LIBER 3695 PAGE 453 AS AMENDED BY REPLAT
Legal Subdivision	RIVER BLUFF KENT COUNTY CONDOMINIUM SUBD
Legal Unit	28
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1050
Census Tract	12003

Owner

Source: Kent County records · APN 41-16-26-426-028

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	129 RIVERTOP DR, LOWELL, MI 49331-9128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 09, 2024	Intrafamily Transfer, Transfer
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 1996 · Amount on Record
Deed Sale	Jan 11, 1996 · Amount on Record
Prior Sale	Feb 28, 1995
Deed Book / Page	3771 / 12:00
Last Transfer Date	Apr 04, 2024
Transfer Doc	0000024392
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	129 RIVERTOP DR, LOWELL, MI 49331-9128
Transaction Type	Mortgage
Record Updated	Apr 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 RIVERTOP DR, LOWELL, MI 49331-9128

Mortgage

Document Number	0000016783
Date	Mar 20, 2026
Instrument	20260320-0016783

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	May 09, 2024
Property Address	129 RIVERTOP DR, LOWELL, MI 49331-9128
Document Number	0000024392
Map Reference	LB 3695 PG 453
Instrument Date	Apr 04, 2024
Instrument	20240509-0024392
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 RIVERTOP DR, LOWELL, MI 49331-9128

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	129 RIVERTOP DR, LOWELL, MI 49331-9128
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062829
Date	Jul 20, 2020
Instrument	20200720-0062829

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,175.00 (+2.58%) Homeowner's exemption	$324,300 (+16.28%)	$648,600 (+16.28%)
2024	$4,070.00 (-16.1%)
2023		$278,900	$557,800
2019	$4,851.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Based on FCC filings for 66 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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