130 Rivertop Dr, Lowell, MI 49331 Property Records

Kent County property record for 130 Rivertop Dr, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,627 sqft · built 1996
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,500 (Jan 2013)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-16-26-426-027`

Property Details

APN / Parcel Number

Primary APN	`41-16-26-426-027`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,597 sqft
Basement Area	1,597 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	87,556 sqft (2.01 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 RIVERTOP DR
City	LOWELL
State	MI
Zip	49331-9128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 FR
Legal Description	411626426027 UNIT 27 * RIVER BLUFF KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.319 LIBER 3695 PAGE 453 AS AMENDED BY REPLAT
Legal Subdivision	RIVER BLUFF KENT COUNTY CONDOMINIUM SUBD
Legal Unit	27
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1050
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 RIVERTOP DR, LOWELL, MI 49331-9128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2013 · Amount on Record
Deed Sale	Jan 9, 2013 · Amount on Record
Prior Sale	Mar 4, 1999 · Amount on Record
Deed Document Number	20132812
Prior Transfer Date	Aug 23, 2011
Prior Transfer Doc	0000071646
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 18, 2026
Property Address	130 RIVERTOP DR, LOWELL, MI 49331-9128
Document Number	0000032461
Instrument Date	May 15, 2026
Instrument	202632461
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	130 RIVERTOP DR, LOWELL, MI 49331-9128

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	130 RIVERTOP DR, LOWELL, MI 49331-9128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105553
Date	Nov 6, 2020
Instrument	20201106-0105553

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,400 (+12.7%)	$498,800 (+12.7%)
2025	$4,127.00 (+20.6%) Homeowner's exemption	$221,300 (+13.72%)	$442,600 (+13.72%)
2023		$194,600	$389,200
2019	$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivertop Dr

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