Warren County property record for 45 Reed Rd, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,092 sqft · built 1994 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Sep 2018) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33-304-006-0 |
| Primary APN | 05-33-304-006-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Living Area |
| Gross Area | 3,292 sqft |
| 1st Floor Area | 232 sqft |
| 2nd Floor Area | 1,100 sqft |
| Basement Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 543764 |
|---|---|
| Street Address | 45 REED RD |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE 5 LOT 167 |
| Legal Range | 5 |
| Legal Township | 3 |
| Legal Section | 33 |
| Legal Subdivision | BROOKSIDE 5 |
| Legal Block | 64 |
| Legal Lot Number | 167 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30901 |
Source: Warren County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 REED RD, SPRINGBORO, OH 45066-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG |
| Sep 10, 2018 | Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG |
| Jul 11, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage VICTORY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Prior Sale | Oct 9, 2006 · Amount on Record |
| Deed Document Number | 201825824 |
| Prior Transfer Date | Jan 21, 2000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 45 REED RD, SPRINGBORO, OH 45066-9412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000058264 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-058264 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 45 REED RD, SPRINGBORO, OH 45066-9412 |
| Document Number | 0000006286 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 45 REED RD SPRINGBORO OH 450669412, SPRINGBORO, OH 45066-9412 |
| Document Number | 0000006286 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 6286 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 10, 2018 |
| Property Address | 45 REED RD, SPRINGBORO, OH 45066-9412 |
| Document Number | 0000025824 |
| Instrument Date | Aug 26, 2018 |
| Instrument | 25824 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 REED RD SPRINGBORO OH 450669412, SPRINGBORO, OH 45066-9412 |
| Document Number | 25825 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 25825 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 11, 2018 |
| Property Address | 45 REED RD, SPRINGBORO, OH 45066-9412 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 19465 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 REED RD SPRINGBORO OH 450669412, SPRINGBORO, OH 45066-9412 |
| Document Number | 0000019465 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 19465 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 10, 2019 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,233.00 (+13.44%) | $134,350 (+24.02%) Land $31,500 Building $102,850 | $383,850 (+24.02%) Land $90,000 Building $293,850 |
| 2023 | $4,613.00 (+1.5%) Homeowner's exemption | $108,329 (-) Land $17,220 Building $91,109 | |
| 2022 | $4,545.00 Homeowner's exemption | $108,329 Land $17,220 Building $91,109 | $309,510 (-) Land $49,200 Building $260,310 |
| 2021 | $309,510 Land $49,200 Building $260,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | MONTGOMERY COUNTY WATER SERVICES 1 PWS |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures