70 Reed Rd, Springboro, OH 45066 Property Records

Warren County property record for 70 Reed Rd, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,180 sqft · built 1994
Lot Size0.296 acres (12,898 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Jul 2026)
Tax Bill$4,279 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-33-302-004-0

Property Details

APN / Parcel Number

Primary APN05-33-302-004-0
Alternative APNs
  • 0533302004
  • 533302004
  • 0543829
  • 543829

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,180 sqft Living Area
Gross Area2,484 sqft
1st Floor Area296 sqft
2nd Floor Area942 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Lot Area12,898 sqft (0.296 acres)
Garage TypeAttached
Garage Area304 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number543829
Street Address70 REED RD
CitySPRINGBORO
StateOH
Zip45066-9413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE 5 LOT 173
Legal SubdivisionBROOKSIDE 5
Legal Block29
Legal Lot Number173
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1012
Census Tract30901

Owner

70 Reed Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Warren County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address70 REED RD, SPRINGBORO, OH 45066-9413
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
NFM LENDING
Aug 3, 2020Deed of Trust, Mortgage · Conventional with PMI
HUNTINGTON NAT'L BK
May 13, 2019Warranty Deed, Transfer · ARM
THE HUNTINGTON NATIONAL BANK
Jul 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on File
Deed SaleJul 21, 2026 · Amount on File
Prior SaleMay 13, 2019 · Amount on File
Deed Document Number202620271
Prior Transfer DateDec 21, 1993
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJul 21, 2026
Property Address70 REED RD, SPRINGBORO, OH 45066-9413
Document Number0000020271
Instrument DateJun 26, 2026
Instrument202620271
Transaction TypeTransfer
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$122,715.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address70 REED RD, SPRINGBORO, OH 45066-9413

Mortgage

Document Number0000020272,
DateJul 21, 2026
Instrument202620272
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address70 REED RD, SPRINGBORO, OH 45066-9413
Document Number0000029459
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address70 REED RD SPRINGBORO OH 450669413, SPRINGBORO, OH 45066-9413

Mortgage

Document Number0000029459
DateAug 7, 2020
Instrument29459
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressFLINT, MI 48501-2026
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 6, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateMay 13, 2019
Property Address70 REED RD, SPRINGBORO, OH 45066-9413
Document Number0000012093
Map ReferenceMB 28 PG 15
Instrument DateMay 7, 2019
Instrument2019-012093
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyFIRST OHIO TITLE INSURANCE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address70 REED RD, SPRINGBORO, OH 45066-9413

Mortgage

Document Number0000012094
DateMay 13, 2019
Instrument2019-012094
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateJun 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.62%
Index1-Year LIBOR
Max Rate9.62%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN OH
Recording DateJul 28, 2017
Property Address70 REED RD, SPRINGBORO, OH 45066-9413
Document Number0000022816
Instrument DateJul 14, 2017
Instrument22816
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8439 POINT O WOODS CT SPRINGBORO OH 450669200, SPRINGBORO, OH 45066-9200

Tax Assessment & Valuation

The 2025 property tax bill for 70 Reed Rd was $4,279.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,279.00$109,870 Land $31,500 Building $78,370$313,920 Land $90,000 Building $223,920
2023$3,693.00 (+1.48%) Homeowner's exemption$86,737 (-) Land $17,220 Building $69,517
2022$3,639.00 Homeowner's exemption$86,737 Land $17,220 Building $69,517$247,820 (-) Land $49,200 Building $198,620
2021$247,820 Land $49,200 Building $198,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Reed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Reed Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Also Mapped HereMONTGOMERY COUNTY WATER SERVICES 1 PWS
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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