45 Prospect St, #2, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 45 Prospect St, #2, Marblehead, MA 01945

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,315 sqft · built 1884
OwnerIndividual Name on Record
Last Sale$268,000 (Mar 2009)
Tax Bill$5,199 (2025)
Flood ZoneZone X (minimal risk)
APNMARB M:0110 B:0057 L:2

Property Details

APN / Parcel Number

Primary APNMARB M:0110 B:0057 L:2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,315 sqft Living Area
Gross Area1,818 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address45 PROSPECT ST, 2
CityMARBLEHEAD
StateMA
Zip01945-3171
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionFORTY 05 PROSPECT STREET CONDO
Legal Block57
Legal Lot Number2
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1002
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 PROSPECT ST, 2, MARBLEHEAD, MA 01945-3171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2009 · Amount on Record
Deed SaleMar 27, 2009 · Amount on Record
Deed Book / Page28440 / 447
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,199.00 (+0.83%)$574,500 (-0.16%) Building $574,500$495,330
2024$5,156.00 (+10.5%)$575,400 (+23.32%) Building $575,400
2023$4,666.00$466,600 Building $466,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims56 (1978–2018)
Claims Outside the SFHA6 of 56
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 8 claims
  • Coastal Storm, Oct 1991 · 16 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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