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40R Prospect St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 40R Prospect St, Marblehead, MA 01945 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1920
Square Footage590 sqft Living Area
Last Sale$427,000 (2026)
Tax Bill$4,066.00 (2025)

Property Details

APN / Parcel Number

Primary APNMARB M:0110 B:0031 L:3

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area590 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address40R PROSPECT ST
CityMARBLEHEAD
StateMA
Zip01945-3155
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionCOTTAGE CONDO
Legal Block31
Legal Lot Number3
JurisdictionMARBLEHEAD MA
Minor Civil DivisionMARBLEHEAD
Census Blockgroup1
Census Block1004
Census Tract203200

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0110 B:0031 L:3

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40R PROSPECT ST, 3, MARBLEHEAD, MA 01945-3155
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 25, 2020Deed of Trust, Mortgage · Stand Alone Refinance
SAINT JEANS CU
Dec 18, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
NATIONAL GRAND BANK OF MARBLEHEAD
Nov 13, 2019Deed of Trust, Mortgage · Line of Credit
ST JEANS CU
Jun 20, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
ST JEANS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2026 · Amount on Record
Deed SaleJul 29, 2026 · Amount on Record
Prior SaleDec 18, 2020 · Amount on Record
Deed Doc Number20263980
Deed Book / Page43537 / 416
Transfer Doc034925-208
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJul 29, 2026
Property Address40R PROSPECT ST, MARBLEHEAD, MA 01945-3155
Document Number0000003980
Book / Page43537 / 416
Instrument DateMay 14, 2026
Instrument20263980
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40R PROSPECT ST, 3, MARBLEHEAD, MA 01945-3155

Mortgage

DateJul 29, 2026
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address40R PROSPECT ST # 40R, 40R, MARBLEHEAD, MA 01945-3155
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38861-369
DateAug 25, 2020
Book Page38861/369
Instrument20200825005760
Lender
NameSAINT JEANS CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

December 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionMARBLEHEAD MA
Recording DateDec 18, 2020
Property Address40R PROSPECT ST # 40R, 40R, MARBLEHEAD, MA 01945-3155
Document Number39310-238
Book / Page39310 / 238
Instrument DateDec 15, 2020
Instrument20201218001600
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address40R PROSPECT ST # 3, 3, MARBLEHEAD, MA 01945-3155

Mortgage

Document Number201218001610
DateDec 18, 2020
Instrument201218001610
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address40R PROSPECT ST # 40R, 40R, MARBLEHEAD, MA 01945-3155
Document Number38047-303
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40R PROSPECT ST #40R MARBLEHEAD MA 019453155, 40R, MARBLEHEAD, MA 01945-3155

Mortgage

Document Number38047-303
DateNov 21, 2019
Book Page038047/000303
Instrument1121000980
Lender
NameST JEANS CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address40R PROSPECT ST # 40R, 40R, MARBLEHEAD, MA 01945-3155
Document Number37614-383
Instrument DateJun 20, 2019
Transaction TypeMortgage
Record UpdatedJul 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 -R PROSPECT ST #40R MARBLEHEAD MA 01945, 40R, MARBLEHEAD, MA 01945

Mortgage

Document Number37614-383
DateJun 25, 2019
Book Page037614/000383
Instrument1906253680
Lender
NameST JEANS CU
TypeCredit Union
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 24, 2049

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,066.00 (+0.79%)$449,300 (-0.2%) Building $449,300$449,825
2024$4,034.00 (+10.4%)$450,200 (+23.21%) Building $450,200
2023$3,654.00$365,400 Building $365,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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