51 Prospect St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 51 Prospect St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,040 sqft · built 1920
Lot Size0.078 acres (3,406 sqft)
Owner2 Company Names on Record
Tax Bill$7,101 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNMARB M:0110 B:0055 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0110 B:0055 L:0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area2,778 sqft
Basement Area816 sqft
Unfinished Basement204 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,406 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address51 PROSPECT ST
CityMARBLEHEAD
StateMA
Zip01945-3171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block55
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1002
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address51 PROSPECT ST, MARBLEHEAD, MA 01945-3171
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 4, 2025
Transfer Doc042600-531
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address51 PROSPECT ST, MARBLEHEAD, MA 01945-3171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38520-182
DateMay 15, 2020
Book Page38520/182
Instrument20200515003630
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,101.00 (+7.59%)$784,600 (+6.52%) Land $492,400 Building $292,200$1,400,680
2024$6,600.00 (+4.91%)$736,600 (+17.09%) Land $536,200 Building $200,400
2023$6,291.00$629,100 Land $415,800 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims56 (1978–2018)
Claims Outside the SFHA6 of 56
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 8 claims
  • Coastal Storm, Oct 1991 · 16 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number