Essex County and Marblehead Town property record for 40 Prospect St, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 825 sqft · built 1920 |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2021) |
| Tax Bill | $4,477 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0110 B:0031 L:2 |
| Primary APN | MARB M:0110 B:0031 L:2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 PROSPECT ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3155 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CR |
| Legal Subdivision | COTTAGE CONDO |
| Legal Block | 31 |
| Legal Lot Number | 2 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records · APN MARB M:0110 B:0031 L:2
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONAL GRAND BANK OF MARBLEHEAD |
| Feb 23, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Feb 23, 2018 · Amount on Record |
| Deed Book / Page | 39917 / 505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 26, 2021 |
| Property Address | 40 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Document Number | 039917-505 |
| Book / Page | 39917 / 505 |
| Instrument Date | May 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 PROSPECT ST # 2, 2, MARBLEHEAD, MA 01945-3155 |
| Document Number | 0039917508 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 39917/508 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Feb 23, 2018 |
| Property Address | 40 PROSPECT ST, MARBLEHEAD, MA 01945-3155 |
| Document Number | 36549-194 |
| Book / Page | 036549 / 000194 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 1802234470 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,151.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 181 COPPER RIDGE RD SAN RAMON CA 945824576, SAN RAMON, CA 94582-4576 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,477.00 (+0.88%) | $494,700 (-0.12%) Building $494,700 | $484,120 |
| 2024 | $4,438.00 (+9.15%) | $495,300 (+21.82%) Building $495,300 | |
| 2023 | $4,066.00 | $406,600 Building $406,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092032001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 759 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3168000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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