45 Pine Ridge Rd, Buffalo, NY 14211 Property Records

Erie County and Cheektowaga Town property record for 45 Pine Ridge Rd, Buffalo, NY 14211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,510 sqft · built 1930
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2021)
Tax Bill	$4,745 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-0124000`

Property Details

APN / Parcel Number

Primary APN	`005-0124000`
Alternative APNs	`30891016000004036000` `143089 101.60-4-36`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	933 sqft
Upper Floors Area	577 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	005-0124000
Street Address	45 PINE RIDGE RD
City	BUFFALO
State	NY
Zip	14211-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 727 SL 194
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	36.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2004
Census Tract	10400

Owner

45 Pine Ridge Rd is owned and occupied by an individual who bought it in January 2021.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 PINE RIDGE RD, BUFFALO, NY 14211-2709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202117163
Deed Book / Page	11373 / 5848
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	45 PINE RIDGE RD, BUFFALO, NY 14211-2709
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113758047
Date	Mar 5, 2021
Book Page	11375/8047
Instrument	2021041787

Lender

Name	NEIGHBORHOOD ASSISTANCE CORPORATION OF A
Type	Government Agency
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 28, 2021
Property Address	45 PINE RIDGE RD, BUFFALO, NY 14211-2709
Document Number	0113735848
Book / Page	11373 / 5848
Instrument Date	Jan 27, 2021
Instrument	2021017163
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 RANCH TRL W, 157, WILLIAMSVILLE, NY 14221-2249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PINE RIDGE RD, BUFFALO, NY 14211-2709

Mortgage

Document Number	0139772316
Date	Jan 28, 2021
Instrument	13977/2316

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 30, 2020
Property Address	45 PINE RIDGE RD, BUFFALO, NY 14211-2709
Document Number	0113687197
Book / Page	011368 / 007197
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	157 RANCH TRL W WILLIAMSVILLE NY 142212249, WILLIAMSVILLE, NY 14221-2249

Tax Assessment & Valuation

The 2026 property tax bill for 45 Pine Ridge Rd was $4,745, up 109.1% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,745.00 (+109.12%)
2025	$2,269.00 (-41.35%)	$121,000 (-) Land $7,000 Building $114,000	$161,333 (+6.67%) Land $9,333 Building $152,000
2024	$3,869.00	$121,000 (-) Land $7,000 Building $114,000	$151,250 (+13.75%) Land $8,750 Building $142,500
2023		$121,000 Land $7,000 Building $114,000	$132,967 Land $7,692 Building $125,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Pine Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Pine Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: GoNetspeed.

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