45 McGregory Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 45 McGregory Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,382 sqft · built 1955
Lot Size	0.533 acres (23,212 sqft)
Owner	Individual on Record
Last Sale	$489,000 (Mar 2023)
Tax Bill	$7,070 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`434-03531-045`

Property Details

APN / Parcel Number

Primary APN	`434-03531-045`
Alternative APNs	`STUR M:434 B:000 L:3531-045` `M:434 B:000 L:3531=045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	3,697 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	23,212 sqft (0.533 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	434-03531-045
Street Address	45 MCGREGORY RD
City	STURBRIDGE
State	MA
Zip	01566-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROBERT S EVANS & MELISSA J EVA
Legal Lot Number	3531-45
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	45 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SOUTHBRIDGE CU
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	May 20, 2011 · Amount on Record
Deed Document Number	202322517
Deed Book / Page	68943 / 210
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Mar 23, 2023
Property Address	45 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Document Number	068943-210
Book / Page	68943 / 210
Instrument Date	Mar 23, 2023
Instrument	22517
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	45 MCGREGORY RD, STURBRIDGE, MA 01566-1526

Mortgage

Document Number	0000022518
Date	Mar 23, 2023
Instrument	22518

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	45 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62938-291
Date	Aug 3, 2020
Book Page	62938/291
Instrument	85033

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,070.00 (+14.23%)	$443,800 (+18.25%) Land $99,000 Building $344,800	$574,275 (+10.23%)
2024	$6,189.00 (+8.45%)	$375,300 (+18.84%) Land $97,000 Building $278,300	$520,980
2023	$5,707.00	$315,800 Land $85,000 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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