43 McGregory Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 43 McGregory Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,114 sqft · built 2002
Lot Size	0.51 acres (22,237 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2013)
Tax Bill	$10,117 (2025)
Deeds & Mortgages	Dec 2021 Refinance Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`434-03532-043`

Property Details

APN / Parcel Number

Primary APN	`434-03532-043`
Alternative APNs	`STUR M:434 B:000 L:3532-043` `M:434 B:000 L:3532=043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	7,836 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,237 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	434-03532-043
Street Address	43 MCGREGORY RD
City	STURBRIDGE
State	MA
Zip	01566-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STURBRIDGE
Legal Lot Number	3532-43
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jul 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Book / Page	51568 / 261
Transfer Doc	051568-261
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	43 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00066833-1
Date	Dec 27, 2021
Book Page	66833/1
Instrument	180996

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	43 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59384-88
Date	Sep 11, 2018
Book Page	59384/88
Instrument	95655

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	43 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60717-289
Date	Jul 17, 2019
Book Page	60717/289
Instrument	68629

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	43 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63247-351
Date	Sep 14, 2020
Book Page	63247/351
Instrument	105731

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	43 MCGREGORY RD, STURBRIDGE, MA 01566-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63579-259
Date	Oct 26, 2020
Book Page	63579/259
Instrument	127741

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,117.00 (+11.35%)	$635,100 (+15.26%) Land $98,100 Building $537,000	$550,240 (+10.92%)
2024	$9,086.00 (+2.78%)	$551,000 (+12.63%) Land $96,000 Building $455,000	$496,090
2023	$8,840.00	$489,200 Land $84,200 Building $405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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