45 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 45 Lockman Cir, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,688 sqft · built 1979
Lot Size	0.2 acres (8,730 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2022)
Tax Bill	$7,225 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-227-009`

Property Details

APN / Parcel Number

Primary APN	`06-04-227-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,688 sqft
Basement Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	8,730 sqft (0.2 acres)
Lot Width	64 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	45 LOCKMAN CIR
City	ELGIN
State	IL
Zip	60123-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 5 LOT 270
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	270
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851910

Owner

Source: Kane County records · APN 06-04-227-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 LOCKMAN CIR, ELGIN, IL 60123-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Nov 21, 2001 · Amount on Record
Deed Document Number	20221638
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2022
Property Address	45 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number	0000001638
Instrument Date	Dec 13, 2021
Instrument	2022K001638
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PURDY RD, 3500, HUNTINGDON, TN 38344-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LOCKMAN CIR, ELGIN, IL 60123-1248

Mortgage

Document Number	0000001639
Date	Jan 10, 2022
Instrument	2022K001639

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,225.00 (+14.14%) Homeowner's exemption Senior Citizen's exemption
2024		$101,972 (+21.39%) Land $24,998 Building $76,974	$306,038 (+21.44%) Land $75,024 Building $231,014
2022	$6,330.00 (-2.18%) Homeowner's exemption	$84,001 (+6.96%) Land $20,593 Building $63,408	$252,003 (+6.96%) Land $61,779 Building $190,224
2021	$6,471.00 Homeowner's exemption	$78,535 Land $19,253 Building $59,282	$235,605 Land $57,759 Building $177,846

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.