Kane County property record for 39 Lockman Cir, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,534 sqft · built 1978 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,500 (Aug 1996) |
| Tax Bill | $8,379 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-227-012 |
| Primary APN | 06-04-227-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,534 sqft Living Area |
| 1st Floor Area | 2,534 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 39 LOCKMAN CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS WEST UNIT 5 PT OF LOT 267 LYING IN TAXCODE EL005 |
| Legal Subdivision | CENTURY OAKS WEST |
| Legal Block | 3 |
| Legal Lot Number | 267 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-04-227-012
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 LOCKMAN CIR, ELGIN, IL 60123-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 1996 · Amount on Record |
| Deed Sale | Aug 27, 1996 · Amount on Record |
| Deed Document Number | 199661076 |
| Last Transfer Date | Oct 09, 1998 |
| Transfer Doc | 0000097650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 11, 2026 |
| Property Address | 39 LOCKMAN CIR, ELGIN, IL 60123-1248 |
| Document Number | 0000034434 |
| Instrument Date | Aug 05, 2026 |
| Instrument | 202634434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 39 LOCKMAN CIR, ELGIN, IL 60123-1248 |
| Document Number | 0000034434, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202634434 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39 LOCKMAN CIR, ELGIN, IL 60123-1248 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000030133 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023K030133 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 39 LOCKMAN CIR, ELGIN, IL 60123-1248 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000084889 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021K084889 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,379.00 (+15.86%) Homeowner's exemption | $117,841 (+8.57%) Land $26,805 Building $91,036 | $353,664 (+8.57%) Land $80,447 Building $273,217 |
| 2024 | $108,539 (+21.39%) Land $24,689 Building $83,850 | $325,747 (+21.44%) Land $74,097 Building $251,651 | |
| 2022 | $7,232.00 (+4.48%) Homeowner's exemption | $89,411 (+6.96%) Land $20,338 Building $69,073 | $268,233 (+6.96%) Land $61,014 Building $207,219 |
| 2021 | $6,922.00 Homeowner's exemption | $83,593 Land $19,015 Building $64,578 | $250,779 Land $57,045 Building $193,734 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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