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41 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 41 Lockman Cir, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,816 sqft · built 1979
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Last Sale$384,000 (Jan 2026)
Tax Bill$7,918 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Oct 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN06-04-227-007

Property Details

APN / Parcel Number

Primary APN06-04-227-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,816 sqft Living Area
Gross Area2,724 sqft Gross Area
Basement Area908 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address41 LOCKMAN CIR
CityELGIN
StateIL
Zip60123-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTURY OAKS WEST UNIT 5 LOT 268
Legal SubdivisionCENTURY OAKS WEST
Legal Block3
Legal Lot Number268
Legal Unit5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1004
Census Tract851910

Owner

Source: Kane County records · APN 06-04-227-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address411 VILLA ST, ELGIN, IL 60120-6786
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Oct 11, 2022Deed, Transfer · Line of Credit
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2026 · Amount on Record
Deed SaleJan 02, 2026 · Amount on Record
Prior SaleOct 11, 2022 · Amount on Record
Deed Document Number202668
Prior Transfer DateAug 25, 2011
Prior Transfer Doc0000056299
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 02, 2026
Property Address41 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number0000000068
Instrument DateDec 13, 2025
Instrument2026K000068
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address41 LOCKMAN CIR, ELGIN, IL 60123-1248

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address41 LOCKMAN CIR, ELGIN, IL 60123-1248

Mortgage

Document Number0000000069
DateJan 02, 2026
Instrument2026K000069
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate5.75%

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateOct 11, 2022
Property Address41 LOCKMAN CIR, ELGIN, IL 60123-1248
Document Number0000049861
Instrument DateSep 08, 2022
Instrument2022K049861
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1140 VAN BUREN AVE, DES PLAINES, IL 60018-1537

Mortgage

Document Number0000049862
DateOct 11, 2022
Instrument2022K049862
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 01, 2052
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,918.00 (+4.2%) Homeowner's exemption
2024$7,599.00 (+18.72%) Homeowner's exemption$102,966 (+21.39%) Land $24,998 Building $77,968$309,022 (+21.44%) Land $75,024 Building $233,998
2022$6,401.00 (+5.05%) Homeowner's exemption$84,820 (+6.96%) Land $20,593 Building $64,227$254,460 (+6.96%) Land $61,779 Building $192,681
2021$6,093.00 Homeowner's exemption$79,301 Land $19,253 Building $60,048$237,903 Land $57,759 Building $180,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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