Kane County property record for 46 Lockman Cir, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,428 sqft · built 1979 |
| Lot Size | 0.206 acres (8,979 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 1998) |
| Tax Bill | $7,087 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-226-020 |
| Primary APN | 06-04-226-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 5 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,380 sqft |
| Basement Area | 952 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 8,979 sqft (0.206 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 46 LOCKMAN CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS WEST UNIT 5 LOT 245 |
| Legal Subdivision | CENTURY OAKS WEST |
| Legal Block | 1 |
| Legal Lot Number | 245 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-04-226-020
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LOCKMAN CIR, ELGIN, IL 60123-1250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 1998 · Amount on Record |
| Deed Sale | Jul 14, 1998 · Amount on Record |
| Deed Document Number | 199862004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 46 LOCKMAN CIR, ELGIN, IL 60123-1250 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 46 LOCKMAN CIR, ELGIN, IL 60123-1250 |
| Document Number | 0000039309 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025K039309 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 01, 2037 |
| Rate | 4.99% |
|---|---|
| Change Frequency | 6 Months |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,087.00 (+15.84%) Homeowner's exemption | $100,901 (+8.57%) Land $27,140 Building $73,761 | $302,824 (+8.57%) Land $81,453 Building $221,372 |
| 2024 | $92,937 (+21.39%) Land $24,998 Building $67,939 | $278,923 (+21.44%) Land $75,024 Building $203,899 | |
| 2022 | $6,118.00 (+4.58%) Homeowner's exemption | $76,559 (+6.96%) Land $20,593 Building $55,966 | $229,677 (+6.96%) Land $61,779 Building $167,898 |
| 2021 | $5,850.00 Homeowner's exemption | $71,577 Land $19,253 Building $52,324 | $214,731 Land $57,759 Building $156,972 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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