Beaufort County property record for 45 Guerrard Ave, Bluffton, SC 29910 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 2005 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Jan 2006) |
| Tax Bill | $2,925 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900A186A0000 |
| Primary APN | R61003900A186A0000 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00521395 |
|---|---|
| Old Parcel Number | R61003900A186A0000 |
| Street Address | 45 GUERRARD AVE |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR TOWN OF BLUFFTON PLAT ATT DB2008 PG1164 *ESMT GRANTED IN DB2270 P619 |
| Legal Subdivision | BLUFFTON |
| Legal Lot Number | 186A |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 2107 |
Source: Beaufort County records · APN R61003900A186A0000
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1440, BLUFFTON, SC 29910-1440 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2006 · Amount on Record |
| Deed Sale | Jan 19, 2006 · Amount on Record |
| Prior Sale | Jan 19, 2006 · Amount on Record |
| Deed Document Number | 0000005706 |
| Deed Book / Page | 2306 / 2384 |
| Last Transfer Date | Jul 10, 2012 |
| Transfer Doc | 0000038201 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 45 GUERRARD AVE, BLUFFTON, SC 29910-8703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026110 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 3996/3273 |
| Instrument | 2021026110 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,925.00 (+1.42%) | $9,810 (-) | |
| 2024 | $2,884.00 | $9,810 (-) | $425,500 (-) Land $142,300 Building $283,200 |
| 2023 | $2,884.00 (+164.83%) | $9,810 (+72.41%) | $425,500 (+153.73%) Land $142,300 Building $283,200 |
| 2022 | $1,089.00 | $5,690 | $167,700 Land $74,900 Building $92,800 |
Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 87 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 13 (2016–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Aug 2024, river or lake flooding, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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