27 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 27 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 2019
Lot Size	0.138 acres (6,050 sqft)
Owner	2 Company Names on Record
Last Sale	$985,000 (Nov 2021)
Tax Bill	$14,897 (2025)
Deeds & Mortgages	Mar 2024 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-340-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-340-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Other
Construction Type	Wood
Lot Area	6,050 sqft (0.138 acres)
Garage Type	Mixed
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	27 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	3854 MOUNTAIN HOUSE NBRHD D WE
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	27 E RAMSEY DR, TRACY, CA 95391-8813
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Intrafamily Transfer, Transfer
Nov 19, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PACIFIC BAY LNDG
Sep 26, 2018	Loan Modification, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	0000193377
Last Transfer Date	Mar 27, 2024
Transfer Doc	0000025094
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 27, 2024
Property Address	27 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000025094
Map Reference	MB 42 PG 83
Instrument Date	Feb 28, 2024
Instrument	2024-025094
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 E RAMSEY DR, TRACY, CA 95391-8813

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 19, 2021
Property Address	27 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000193377
Map Reference	MB 42 PG 83
Instrument Date	Nov 15, 2021
Instrument	2021-193377
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000193378
Date	Nov 19, 2021
Instrument	2021-193378

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 30, 2019
Property Address	27 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000055874
Instrument Date	Apr 10, 2019
Instrument	55874
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	55875
Date	May 30, 2019
Instrument	55875

Lender

Name	PACIFIC BAY LNDG
Address	LA PALMA, CA 90623

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.62%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 26, 2018
Property Address	27 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Instrument Date	Sep 17, 2018
Instrument	106830
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000106830
Date	Sep 26, 2018
Instrument	106830

Lender

Name	BANK OF THE WEST
Type	Bank
Address	1625 W FOUNTAINHEAD PKWY, TEMPE, AZ 85282-2371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,897.00 (+4.47%)	$1,045,289 (+4.04%) Land $313,056 Building $732,233
2023	$14,259.00 (+1.97%)	$1,004,700 Land $300,900 Building $703,800
2022	$13,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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