38 Cornwall St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 38 Cornwall St, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,553 sqft · built 2019
Lot Size0.048 acres (2,100 sqft)
Owner2 Individual Names on File
Last Sale$62,000 (Jul 2014)
Tax Bill$9,434 (2025)
Flood ZoneZone AE (high risk)
APN19-00052-0000-00013

Property Details

APN / Parcel Number

Primary APN19-00052-0000-00013
Alternative APNs
  • 190005200013
  • 00009550

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,553 sqft Living Area
1st Floor Area672 sqft
Upper Floors Area575 sqft
Basement Area105 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area2,100 sqft (0.048 acres)
Lot Dimensions70 ft deep x 30 ft wide
Garage TypeBasement
Garage Area567 sqft
Parking Spaces2 Parking Spaces
Deck Area226 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00009550
Street Address38 CORNWALL ST
CityHIGHLANDS
StateNJ
Zip07732-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block52
Legal Lot Number13
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2025
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00052-0000-00013

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address90 E MADISON AVE, CRESSKILL, NJ 07626-2114
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2014 · Amount on Record
Deed SaleJul 11, 2014 · Amount on Record
Prior SaleAug 13, 2001 · Amount on Record
Deed Document Number201454062
Deed Book / Page9072 / 6309
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$659,200 (+19.49%) Land $326,500 Building $332,700$659,200 (+19.49%) Land $326,500 Building $332,700
2025$9,434.00 (+4.11%)$551,700 (+27.53%) Land $222,000 Building $329,700$551,700 (+27.53%) Land $222,000 Building $329,700
2024$9,062.00 (+7.93%)
2023$432,600 Land $116,500 Building $316,100$432,600 Land $116,500 Building $316,100
2022$8,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 271 individual NFIP policies nearby
Nearby Flood Policies315 units insured
44 under condo master policies
Nearby Flood Claims183 (1992–2023)
Most Recent ClaimSep 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 121 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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