45 Carriage Dr, Foothill Ranch, CA 92610 Property Records

Orange County property record for 45 Carriage Dr, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,308 sqft · built 1994
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Aug 2018)
Tax Bill	$7,839 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`612-111-50`

Property Details

APN / Parcel Number

Primary APN	`612-111-50`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	3,600 sqft (0.083 acres)
Garage Area	389 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 CARRIAGE DR
City	LAKE FOREST
State	CA
Zip	92610-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14881 BLK LOT 47
Legal Tract	14881
Legal Lot Number	47
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52422

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Aug 20, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Aug 30, 1994 · Amount on Record
Deed Document Number	2018303962
Prior Transfer Date	Jan 27, 2004
Prior Transfer Doc	0000106628
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402035
Date	Aug 12, 2020
Instrument	2020000402035

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2419
Document Number	0000001720
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 CARRIAGE DR FOOTHILL RANCH CA 926102419, FOOTHILL RANCH, CA 92610-2419

Mortgage

Document Number	0000001720
Date	Jan 3, 2020
Instrument	1720

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2018
Property Address	45 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2419
Document Number	0000303962
Instrument Date	Jul 26, 2018
Instrument	303962
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 CARRIAGE DR FOOTHILL RANCH CA 926102419, FOOTHILL RANCH, CA 92610-2419

Mortgage

Document Number	303963
Date	Aug 20, 2018
Instrument	303963

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,031 (+2%) Land $589,478 Building $178,553
2025	$7,839.00 (+4.33%) Homeowner's exemption	$752,972 (+4.04%) Land $577,920 Building $175,052
2023	$7,514.00 (+1.83%) Homeowner's exemption	$723,734 Land $555,479 Building $168,255
2022	$7,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks, T-Mobile.

Nearby Properties on Carriage Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures