39 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 39 Bonefish Ave, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,611 sqft Living Area
Lot Size	10,250 sqft (0.235 acres)
Occupancy	Owner Occupied
Tax Bill	$2,663.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00471570-000000`
Alternative APNs	`14613900471570000000` `1578738`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft 1st Floor
Stories	1 Story
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,250 sqft (0.235 acres)

Exterior Amenities

Fence	Fence
Deck Area	90 sqft Deck
Patio Area	858 sqft Patio
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1578738
Old Parcel Number	14613900471570000000
Street Address	39 BONEFISH AVE
City	KEY LARGO
State	FL
Zip	33037-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 7 LT 13 & 14 LARGO SOUND PARK PB3-111 KEY LARGO OR618-855 OR918-2069D/C CASE#85-93-CP-12 OR1173-1120/22TR/D
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	7
Legal Lot Number	13-14 14
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4007
Census Tract	970400

Owner

Source: Monroe County records · APN 00471570-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 BONEFISH AVE, KEY LARGO, FL 33037-4769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2016
Deed Sale	Aug 01, 2016
Deed Document Number	0002810437
Prior Transfer Date	Oct 26, 1995
Prior Transfer Doc	0137500106
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	39 BONEFISH AVE, KEY LARGO, FL 33037-4769
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028360294
Date	Jan 23, 2017
Book Page	2836/0294
Instrument	2107873

Lender

Name	CAPITAL BANK & TRUST CO
Type	Bank
Address	KEY LARGO, FL 33037

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,025 (+5.99%)	$646,768 (-2.35%) Land $389,090 Building $257,678
2024	$2,663.00 (+5.34%)
2023	$2,528.00 (+5.11%) Homeowner's exemption	$265,151 (+3%)	$662,329 (+12.18%) Land $411,538 Building $250,791
2022	$2,405.00 Homeowner's exemption	$257,429	$590,419 Land $336,713 Building $253,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.