Essex County and Swampscott Town property record for 45 Beach Bluff Ave, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,747 sqft · built 1900 |
| Lot Size | 0.316 acres (13,782 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $14,105 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0028 B:0058 L:0 |
| Primary APN | SWAM M:0028 B:0058 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,747 sqft Living Area |
| Gross Area | 5,869 sqft |
| Basement Area | 1,475 sqft |
| Unfinished Basement | 1,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,782 sqft (0.316 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 BEACH BLUFF AVE |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Block | 58 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 202200 |
45 Beach Bluff Ave is owner-occupied and held in a trust.
Source: Essex County and Swampscott Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 45 Beach Bluff Ave was $14,105, up 9.4% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,105.00 (+9.37%) | $1,175,400 (+4.54%) Land $509,500 Building $665,900 | $1,169,836 (-22.2%) |
| 2025 | $12,897.00 | $1,124,400 Land $464,200 Building $660,200 | $1,503,565 |
| 2023 | $11,706.00 | $997,100 Land $396,300 Building $600,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Beach Bluff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–1983) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Beach Bluff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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