43 Beach Bluff Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 43 Beach Bluff Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,943 sqft · built 1912
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$1,800,000 (Mar 2024)
Tax Bill	$20,762 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0028 B:0057 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0028 B:0057 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,943 sqft Living Area
Gross Area	5,112 sqft
Basement Area	1,342 sqft
Unfinished Basement	335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	43 BEACH BLUFF AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	57
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1007
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Jun 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Book / Page	42029 / 6
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 19, 2024
Property Address	43 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Document Number	00042029-6
Book / Page	42029 / 6
Instrument Date	Mar 19, 2024
Instrument	20240319001460
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542

Mortgage

Document Number	240319001470
Date	Mar 19, 2024
Instrument	240319001470

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Apr 1, 2034
Max Rate At Change	3%
Index	Other
Margin	3

Mortgage

Document Number	00042029-9
Date	Mar 19, 2024
Book Page	42029/9
Instrument	20240319001480

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	43 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036045-509
Date	Jul 25, 2017
Book Page	36045/509
Instrument	449

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2037

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jun 25, 2021
Property Address	43 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Document Number	040020-561
Book / Page	40020 / 561
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542

Mortgage

Document Number	0040020564
Date	Jun 25, 2021
Instrument	40020/564

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,762.00 (+15.47%)	$1,730,200 (+10.37%) Land $481,500 Building $1,248,700	$1,743,094 (-7.15%)
2025	$17,980.00 (+12.26%)	$1,567,600 (+14.91%) Land $438,700 Building $1,128,900	$1,877,295
2023	$16,016.00	$1,364,200 Land $374,500 Building $989,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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