35 Beach Bluff Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 35 Beach Bluff Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,073 sqft · built 1917
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,214,000 (May 2023)
Tax Bill	$13,485 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0028 B:0056 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0028 B:0056 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	5,714 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	35 BEACH BLUFF AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	56
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1007
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK
May 12, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MICHAEL BRUNO
Aug 10, 2022	Quit Claim Deed, Transfer
Feb 1, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040711-39
Date	Feb 8, 2022
Book Page	40711/39
Instrument	20220208000230

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	May 12, 2023
Property Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Document Number	041561-547
Book / Page	41561 / 547
Instrument Date	May 12, 2023
Instrument	20230512003000
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542

Mortgage

Document Number	230512003010
Date	May 12, 2023
Instrument	230512003010

Lender

Name	MICHAEL BRUNO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 10, 2022
Property Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Document Number	041122-322
Book / Page	41122 / 322
Instrument Date	Aug 5, 2022
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELLIS FARM LN, MELROSE, MA 02176-2911

February 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Feb 1, 2022
Property Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542
Document Number	040698-188
Book / Page	40698 / 188
Instrument Date	Jan 30, 2022
Instrument	20220201002910
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1542

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,485.00 (+21.16%)	$1,175,700 (+24.02%) Land $438,700 Building $737,000	$1,369,615
2023	$11,130.00	$948,000 Land $374,500 Building $573,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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