46 Beach Bluff Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 46 Beach Bluff Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,797 sqft · built 1920
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Trust Names on File
Last Sale	$1,325,000 (May 2013)
Tax Bill	$25,342 (2026)
Deeds & Mortgages	Mar 2026 Transfer May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0028 B:0073 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0028 B:0073 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,797 sqft Living Area
Gross Area	8,812 sqft
Basement Area	1,816 sqft
Unfinished Basement	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 BEACH BLUFF AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	73
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1010
Census Tract	202200

Owner

46 Beach Bluff Ave is owner-occupied and held in a trust since March 2026.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Quit Claim Deed, Transfer Quitclaim
May 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	Jun 27, 2003 · Amount on File
Deed Book / Page	32520 / 249
Last Transfer Date	Mar 6, 2026
Transfer Doc	043278-494
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Mar 18, 2026
Property Address	46 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1534
Document Number	043278-494
Book / Page	43278 / 494
Instrument Date	Mar 6, 2026
Instrument	510
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1534

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	46 BEACH BLUFF AVE, SWAMPSCOTT, MA 01907-1534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38548-594
Date	May 26, 2020
Book Page	38548/594
Instrument	20200526004660

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 46 Beach Bluff Ave was $25,342, up 11.1% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,342.00 (+11.12%)	$2,111,800 (+6.21%) Land $607,500 Building $1,504,300	$2,261,131 (-0.25%)
2025	$22,807.00	$1,988,400 Land $553,500 Building $1,434,900	$2,266,890
2023	$20,877.00	$1,778,300 Land $472,500 Building $1,305,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Beach Bluff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Beach Bluff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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