45 Bank St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 45 Bank St, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,638 sqft · built 1900
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,525 (2026)
Deeds & Mortgages	Dec 2025 Transfer
APN	`WARE M:00061 B:00000 L:00275`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00061 B:00000 L:00275`
Alternative APN	`201`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	2,947 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	201
Street Address	45 BANK ST
City	WARE
State	MA
Zip	01082-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DTR
Legal Lot Number	275
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3029
Census Tract	820102

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 COLDBROOK DR, WARE, MA 01082-9543
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 17, 2025
Transfer Doc	015610-250
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARE MA
Recording Date	Dec 18, 2025
Property Address	45 BANK ST, WARE, MA 01082-1158
Document Number	015610-250
Book / Page	15610 / 250
Instrument Date	Dec 17, 2025
Instrument	21150
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 COLDBROOK DR, WARE, MA 01082-9543

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,525.00 (+2.56%)	$243,300 (+6.62%) Land $26,900 Building $216,400	$254,603 (-2.33%)
2025	$3,437.00 (+7.34%)	$228,200 (+23.02%) Land $27,000 Building $201,200	$260,680 (+12.51%)
2024			$231,705
2023	$3,202.00	$185,500 Land $24,000 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARE WATER DEPT serves 10,066 people · EPA ID MA1309000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bank St

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