41 Bank St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 41 Bank St, Ware, MA 01082

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,884 sqft · built 1890
Lot Size	0.122 acres (5,327 sqft)
Owner	2 Individual Names on File
Last Sale	$88,900 (Jun 1987)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
APN	`WARE M:00061 B:00000 L:00277`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00061 B:00000 L:00277`
Alternative APN	`200`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,884 sqft Living Area
Gross Area	6,268 sqft
Basement Area	1,082 sqft
Unfinished Basement	1,082 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,327 sqft (0.122 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	200
Street Address	41 BANK ST
City	WARE
State	MA
Zip	01082-1158
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DTR
Legal Lot Number	277
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3029
Census Tract	820102

Owner

Source: Hampshire County and Ware Town records · APN WARE M:00061 B:00000 L:00277

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 BANK ST, WARE, MA 01082-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 1987 · Amount on Record
Deed Sale	Jun 01, 1987 · Amount on Record
Deed Book / Page	2986 / 15
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	41 BANK ST, WARE, MA 01082-1158
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015600-249
Date	Dec 09, 2025
Book Page	15600/249
Instrument	20483

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Ware Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,331.00 (+7.45%)	$221,200 (+23.16%) Land $27,000 Building $194,200
2023	$3,100.00	$179,600 Land $24,000 Building $155,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 209 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARE WATER DEPT serves 10,066 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.