Hampshire County and Ware Town property record for 23 Bank St, Ware, MA 01082
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,018 sqft · built 1880 |
| Lot Size | 0.309 acres (13,477 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Nov 2018) |
| Tax Bill | $4,053 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Nov 2018 Sale |
| APN | WARE M:00061 B:00000 L:00320 |
| Primary APN | WARE M:00061 B:00000 L:00320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 5,259 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,006 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,477 sqft (0.309 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 204 |
|---|---|
| Street Address | 23 BANK ST |
| City | WARE |
| State | MA |
| Zip | 01082-1209 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | DTC |
| Legal Lot Number | 320 |
| Jurisdiction | WARE MA |
| Township / Civil Division | WARE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 820102 |
Source: Hampshire County and Ware Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 BANK ST, WARE, MA 01082-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2025 | Deed of Trust, Mortgage · Line of Credit NORTH BROOKFIELD SAVINGS BANK |
| Nov 16, 2018 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 201823357 |
| Deed Book / Page | 13131 / 253 |
| Last Transfer Date | Jun 9, 2025 |
| Transfer Doc | 015502-201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 23 BANK ST, WARE, MA 01082-1209 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 015429-125 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 15429/125 |
| Instrument | 8039 |
| Name | NORTH BROOKFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Nov 16, 2018 |
| Property Address | 23 BANK ST, WARE, MA 01082-1209 |
| Document Number | 13131-253 |
| Book / Page | 013131 / 000253 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 23357 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $592.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 219 MAIN ST GILBERTVILLE MA 01031, GILBERTVILLE, MA 01031 |
Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Ware Town |
| Unified School District | Ware School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,053.00 (+20.2%) | $279,700 (+24.92%) Land $28,500 Building $251,200 | $271,781 |
| 2025 | $3,372.00 (+7.35%) | $223,900 (+23.02%) Land $28,200 Building $195,700 | |
| 2023 | $3,141.00 | $182,000 Land $25,100 Building $156,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARE WATER DEPT serves 10,066 people · EPA ID MA1309000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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