44 Bank St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 44 Bank St, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,882 sqft · built 1880
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2024)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
APN	`WARE M:00061 B:00000 L:00272`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00061 B:00000 L:00272`
Alternative APN	`203`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	4,307 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,999 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	203
Street Address	44 BANK ST
City	WARE
State	MA
Zip	01082-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DTR
Legal Lot Number	272
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3023
Census Tract	820102

Owner

Source: Hampshire County and Ware Town assessment roll, APN WARE M:00061 B:00000 L:00272, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 BANK ST, WARE, MA 01082-1156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2024 · Amount on Record
Deed Sale	Jun 04, 2024 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	20247980
Deed Book / Page	15148 / 249
Transfer Doc	12658-291
Record Updated	Sep 20, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARE MA
Recording Date	Jun 21, 2017
Property Address	44 BANK ST, WARE, MA 01082-1156
Document Number	12658-291
Book / Page	012658 / 000291
Instrument Date	Jun 06, 2017
Instrument	12036
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 BANK ST WARE MA 010821156, WARE, MA 01082-1156

Mortgage

Document Number	12658-294
Date	Jun 21, 2017
Book Page	012658/000294
Instrument	12037

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Hampshire County and Ware Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00 (+6.5%)	$212,300 (+22.08%) Land $26,800 Building $185,500	$185,345 (-20.33%)
2024			$232,655
2023	$3,002.00	$173,900 Land $23,800 Building $150,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158201023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 295 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1309000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WARE WATER DEPT serves 10,066 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.