Shelby County property record for 4460 Whisper Spring Dr, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 4 ba · 5,199 sqft · built 2003 |
| Lot Size | 0.368 acres (16,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Jun 2004) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-258Z-A0-0044 |
| Primary APN | C0-258Z-A0-0044 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,199 sqft Living Area |
| Gross Area | 5,937 sqft |
| 1st Floor Area | 2,716 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 16,011 sqft (0.368 acres) |
| Garage Type | Attached |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 147 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4460 WHISPER SPRING DR |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-8501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | ES WHISPER SPRINGS DR SEE MAP D2-58ZA |
| Legal Subdivision | WHISPERWOODS PH 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21545 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4460 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2004 · Amount on Record |
| Deed Sale | Jun 18, 2004 · Amount on Record |
| Prior Sale | Dec 9, 2002 · Amount on Record |
| Deed Document Number | 2004101979 |
| Last Transfer Date | Oct 31, 2014 |
| Transfer Doc | 0000113633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4460 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025079983 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 25079983 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4460 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8501 |
| Document Number | 0020132432 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4460 WHISPER SPRING DR COLLIERVILLE TN 380178501, COLLIERVILLE, TN 38017-8501 |
| Document Number | 0020132432 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 20132432 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 29, 2035 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 (-56.28%) | $172,600 (+37.91%) Land $29,500 Building $143,100 | $690,400 (+37.91%) Land $118,000 Building $572,400 |
| 2023 | $125,150 Land $22,775 Building $102,375 | ||
| 2022 | $6,395.00 | ||
| 2021 | $500,600 Land $91,100 Building $409,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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