44908 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 44908 E Hamilton St, Oberlin, OH 44074 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2003
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Sep 2015)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-098-000-044`

Property Details

APN / Parcel Number

Primary APN	`09-00-098-000-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	44908 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -022
Legal Subdivision	NEW RUSSIA
Legal Lot Number	98
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3019
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-098-000-044

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44908 E HAMILTON ST, OBERLIN, OH 44074-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	Mar 12, 2003 · Amount on Record
Deed Document Number	2015559505
Prior Transfer Date	Jul 13, 1999
Prior Transfer Doc	0000647558
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44908 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000751296
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44908 E HAMILTON ST OBERLIN OH 440749611, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000751296
Date	Mar 02, 2020
Instrument	751296

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,668.00 Homeowner's exemption	$87,020 (+%) Land $21,040 Building $65,980	$248,620 (-) Land $60,100 Building $188,520
2024	$3,668.00 (+5.07%)	$87,017 (+21.5%) Land $21,035 Building $65,982	$248,620 (+21.5%) Land $60,100 Building $188,520
2023	$3,491.00 (+3.16%)	$71,621 (+%) Land $19,754 Building $51,867	$204,630 (-) Land $56,440 Building $148,190
2022	$3,384.00	$71,620 Land $19,750 Building $51,870
2021			$204,630 Land $56,440 Building $148,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cable Co-Op, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.