4494 Lakeshore Ter, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4494 Lakeshore Ter, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,910 sqft · built 1996
Lot Size	0.075 acres (3,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2020)
Tax Bill	$5,320 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-17785-03-010`

Property Details

APN / Parcel Number

Primary APN	`10-17785-03-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,910 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	2,910 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	3,276 sqft (0.075 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4494 LAKESHORE TER
City	SAINT PAUL
State	MN
Zip	55122-2474
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CLIFF LAKE SHORES 1 3 LOT 1 BLK 3 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A, LOT 29 BLK 1, LOT 17 BLK 2 & LOT 27 BLK 3 SUBJ TO CIC #196
Legal Subdivision	CLIFF LAKE SHORES
Legal Block	3
Legal Lot Number	1
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1011
Census Tract	60735

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4494 LAKESHORE TER, SAINT PAUL, MN 55122-2474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	May 22, 2006 · Amount on Record
Deed Document Number	20203349468
Last Transfer Date	Feb 2, 2021
Transfer Doc	0003435950
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4494 LAKESHORE TER, EAGAN, MN 55122-2474
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003198058
Date	Jun 22, 2017
Instrument	3198058

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4494 LAKESHORE TER, EAGAN, MN 55122-2474
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003436293
Date	Feb 4, 2021
Instrument	3436293

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 17, 2020
Property Address	4494 LAKESHORE TER, EAGAN, MN 55122-2474
Document Number	0003349468
Instrument Date	Jan 14, 2020
Instrument	3349468
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4494 LAKESHORE TER, EAGAN, MN 55122-2474

Mortgage

Document Number	0003349469
Date	Jan 17, 2020
Instrument	3349469

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,320.00	$461,500 Land $70,300 Building $391,200	$461,500 Land $70,300 Building $391,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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