4486 Lakeshore Ter, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4486 Lakeshore Ter, Eagan, MN 55122

Property Summary

Property TypeTownhouse
Details4 bd · 2.5 ba · 2,871 sqft · built 1996
Lot Size0.075 acres (3,276 sqft)
OwnerIndividual Name on Record
Last Sale$356,000 (Oct 2018)
Tax Bill$5,264 (2025)
Deeds & MortgagesSep 2019 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-17785-03-050

Property Details

APN / Parcel Number

Primary APN10-17785-03-050

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,871 sqft Living Area
Gross Area3,333 sqft
1st Floor Area2,871 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Construction TypeWood
Lot Area3,276 sqft (0.075 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4486 LAKESHORE TER
CitySAINT PAUL
StateMN
Zip55122-2474
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCLIFF LAKE SHORES 5 3 LOT 5 BLK 3 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A, LOT 29 BLK 1, LOT 17 BLK 2 & LOT 27 BLK 3 SUBJ TO CIC #196
Legal SubdivisionCLIFF LAKE SHORES
Legal Block3
Legal Lot Number5
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1011
Census Tract60735

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4486 LAKESHORE TER, SAINT PAUL, MN 55122-2474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Oct 26, 2018Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2018 · Amount on Record
Deed SaleOct 26, 2018 · Amount on Record
Prior SaleNov 22, 1996 · Amount on Record
Deed Document Number20183277714
Last Transfer DateAug 28, 2019
Transfer Doc0003324334
Record UpdatedSep 20, 2026

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAKOTA MN
Recording DateSep 4, 2019
Property Address4486 LAKESHORE TER, EAGAN, MN 55122-2474
Document Number0003324334
Instrument DateAug 28, 2019
Instrument3324334
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyMETRO TITLE SERVICES INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4486 LAKESHORE TER, EAGAN, MN 55122-2474

Mortgage

Document Number0003324335
DateSep 4, 2019
Instrument3324335
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateOct 26, 2018
Property Address4486 LAKESHORE TER, EAGAN, MN 55122-2474
Document Number0003277714
Instrument DateOct 24, 2018
Instrument3277714
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyLAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,174.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4486 LAKESHORE TER, EAGAN, MN 55122-2474

Mortgage

Document Number0003277715
DateOct 26, 2018
Instrument3277715
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,264.00$457,000 Land $70,300 Building $386,700$457,000 Land $70,300 Building $386,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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