4492 Lakeshore Ter, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4492 Lakeshore Ter, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,605 sqft · built 1996
Lot Size	0.075 acres (3,276 sqft)
Owner	2 Companies on Record
Last Sale	$3,000 (Jun 2025)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-17785-03-020`

Property Details

APN / Parcel Number

Primary APN	`10-17785-03-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,605 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	2,605 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	3,276 sqft (0.075 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4492 LAKESHORE TER
City	SAINT PAUL
State	MN
Zip	55122-2474
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CLIFF LAKE SHORES 2 3 LOT 2 BLK 3 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A, LOT 29 BLK 1, LOT 17 BLK 2 & LOT 27 BLK 3 SUBJ TO CIC #196
Legal Subdivision	CLIFF LAKE SHORES
Legal Block	3
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1011
Census Tract	60735

Owner

Source: Dakota County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	4492 LAKESHORE TER, SAINT PAUL, MN 55122-2474
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jan 31, 2018	Personal Representative Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	May 13, 2025 · Amount on Record
Deed Document Number	20253679429
Prior Transfer Date	Jun 11, 2025
Prior Transfer Doc	0003679429
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4492 LAKESHORE TER, EAGAN, MN 55122-2474
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003552539
Date	Aug 8, 2022
Instrument	3552539

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4492 LAKESHORE TER, EAGAN, MN 55122-2474
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003439301
Date	Feb 16, 2021
Instrument	3439301

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4492 LAKESHORE TER, EAGAN, MN 55122-2474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003355373
Date	Feb 18, 2020
Instrument	3355373

Lender

Name	BELL BANK
Type	Bank
Address	SAINT PAUL, MN 55125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 31, 2018
Property Address	4492 LAKESHORE TER, EAGAN, MN 55122-2474
Document Number	0003235131
Instrument Date	Jan 19, 2018
Instrument	3235131
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4492 LAKESHORE TER, EAGAN, MN 55122-2474

Mortgage

Document Number	0003235132
Date	Jan 31, 2018
Instrument	3235132

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,076.00	$441,800 Land $70,300 Building $371,500	$441,800 Land $70,300 Building $371,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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