4491 Lakeshore Ter, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4491 Lakeshore Ter, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,626 sqft · built 1995
Lot Size	0.075 acres (3,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,000 (Aug 2016)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-17785-02-010`

Property Details

APN / Parcel Number

Primary APN	`10-17785-02-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,626 sqft Living Area
Gross Area	3,026 sqft
1st Floor Area	2,626 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	3,280 sqft (0.075 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4491 LAKESHORE TER
City	SAINT PAUL
State	MN
Zip	55122-2444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CLIFF LAKE SHORES 1 2 LOT 1 BLK 2 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A, LOT 29 BLK 1, LOT 17 BLK 2 & LOT 27 BLK 3 SUBJ TO CIC #196
Legal Subdivision	CLIFF LAKE SHORES
Legal Block	2
Legal Lot Number	1
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1012
Census Tract	60735

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4491 LAKESHORE TER, SAINT PAUL, MN 55122-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Prior Sale	Feb 11, 1998 · Amount on Record
Deed Document Number	20163141410
Last Transfer Date	Sep 16, 2020
Transfer Doc	0003399745
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4491 LAKESHORE TER, EAGAN, MN 55122-2444
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4491 LAKESHORE TER, EAGAN, MN 55122-2444
Investor	Possibly a Property Investor

Mortgage

Document Number	0003440432
Date	Feb 18, 2021
Instrument	3440432

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 21, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4491 LAKESHORE TER, EAGAN, MN 55122-2444
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003311826
Date	Jun 26, 2019
Instrument	3311826

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 15, 2039

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,908.00 Homeowner's exemption	$428,300 (-1.22%) Land $70,300 Building $358,000	$428,300 (-1.22%) Land $70,300 Building $358,000
2024		$433,600 Land $68,700 Building $364,900	$433,600 Land $68,700 Building $364,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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