449 Saco St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 449 Saco St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1935
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,800 (Oct 2015)
Tax Bill	$5,031 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:004 L:020`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:004 L:020`
Alternative APNs	`M:004 B:020` `3274`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,146 sqft
Basement Area	897 sqft
Unfinished Basement	897 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	449 SACO ST
City	WESTBROOK
State	ME
Zip	04092-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	20
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2010
Census Tract	2901

Owner

Source: Cumberland County and Westbrook City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 SACO ST, WESTBROOK, ME 04092-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage SAXTON MORTGAGE LLC
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Oct 8, 2015	Loan Modification, Mortgage · VA Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on Record
Deed Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	201553971
Deed Book / Page	32653 / 106
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	449 SACO ST, WESTBROOK, ME 04092-2028
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420910233
Date	Mar 4, 2026
Book Page	42091/233
Instrument	8437

Lender

Name	SAXTON MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	449 SACO ST, WESTBROOK, ME 04092-2028
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405340043
Date	Dec 20, 2023
Book Page	40534/43
Instrument	45760

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2038

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	449 SACO ST, WESTBROOK, ME 04092-2028
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390550202
Date	Jan 4, 2022
Book Page	39055/202
Instrument	439

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTBROOK ME
Property Address	449 SACO ST, WESTBROOK, ME 04092-2028
Document Number	0363830006
Instrument Date	Oct 8, 2015
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 SACO ST WESTBROOK ME 040922028, WESTBROOK, ME 04092-2028

Mortgage

Document Number	0363830006
Date	Jan 30, 2020
Book Page	036383/000006
Instrument	5383

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,031.00 (+10.3%)	$301,600 (+19.68%) Land $82,500 Building $219,100
2022	$4,561.00	$252,000 Land $68,700 Building $183,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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