429 Saco St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 429 Saco St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,469 sqft · built 1930
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$306,000 (Jun 2022)
Tax Bill	$4,230 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:004 L:024-A`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:004 L:024-A`
Alternative APNs	`M:004 B:024 L:00A` `3279`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	803 sqft
Basement Area	803 sqft
Unfinished Basement	803 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	429 SACO ST
City	WESTBROOK
State	ME
Zip	04092-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	24-A
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2010
Census Tract	2901

Owner

429 Saco St is owned and occupied by an individual who bought it in June 2022.

Source: Cumberland County and Westbrook City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	429 SACO ST, WESTBROOK, ME 04092-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Apr 29, 2022	Warranty Deed, Transfer · Stand-Alone Refinance GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	202233706
Deed Book / Page	39541 / 25
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jun 30, 2022
Property Address	429 SACO ST, WESTBROOK, ME 04092-2006
Document Number	0395410025
Book / Page	39541 / 25
Instrument Date	Jun 29, 2022
Instrument	33706
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TERI CIR, WESTBROOK, ME 04092-3950

Mortgage

Document Number	0000033707
Date	Jun 30, 2022
Instrument	33707

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Apr 29, 2022
Property Address	429 SACO ST, WESTBROOK, ME 04092-2006
Document Number	0393850015
Book / Page	39385 / 15
Instrument Date	Apr 29, 2022
Instrument	22706
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10127, PORTLAND, ME 04104-0127

Mortgage

Document Number	0394290078
Date	May 17, 2022
Book Page	39429/78
Instrument	25621

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,230.00 (+10.44%)	$253,600 (+19.85%) Land $73,000 Building $180,600
2022	$3,830.00	$211,600 Land $60,800 Building $150,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 429 Saco St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Saco St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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