451 Saco St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 451 Saco St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Jul 2015)
Tax Bill	$4,509 (2023)
Deeds & Mortgages	Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:004 L:021-B`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:004 L:021-B`
Alternative APNs	`000104184` `3276`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Oil

Location & Zoning

Street Address	451 SACO ST
City	WESTBROOK
State	ME
Zip	04092-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	21-B
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2010
Census Tract	2901

Owner

Source: Cumberland County and Westbrook City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 SACO ST, WESTBROOK, ME 04092-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Dec 4, 2014
Deed Document Number	201534262
Deed Book / Page	32430 / 52
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTBROOK ME
Property Address	451 SACO ST, WESTBROOK, ME 04092-2028
Document Number	0370980038
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SACO ST WESTBROOK ME 040922028, WESTBROOK, ME 04092-2028

Mortgage

Document Number	0370980038
Date	Aug 25, 2020
Book Page	037098/000038
Instrument	52375

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,509.00 (+10.22%)	$270,300 (+19.6%) Land $72,900 Building $197,400
2022	$4,091.00	$226,000 Land $60,700 Building $165,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

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