400 Saco St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 400 Saco St, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,137 sqft · built 1982
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Dec 2010)
Tax Bill$4,877 (2023)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNWSBR M:004 L:003

Property Details

APN / Parcel Number

Primary APNWSBR M:004 L:003
Alternative APNs
  • M:004 B:003
  • 3291

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,137 sqft Living Area
Gross Area4,586 sqft
1st Floor Area2,137 sqft
Basement Area2,137 sqft
Unfinished Basement2,137 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address400 SACO ST
CityWESTBROOK
StateME
Zip04092-2060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Lot Number3
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2006
Census Tract2901

Owner

400 Saco St is owned and occupied by two individuals who bought it in December 2010.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address400 SACO ST, WESTBROOK, ME 04092-2060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2010 · Amount on File
Deed SaleDec 28, 2010 · Amount on File
Deed Book / Page28394 / 304
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address400 SACO ST, WESTBROOK, ME 04092-2060
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0375350142
DateDec 7, 2020
Book Page37535/142
Instrument80256
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$4,877.00 (+10.24%)$292,400 (+19.64%) Land $86,700 Building $205,700
2022$4,424.00$244,400 Land $72,300 Building $172,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 400 Saco St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Saco St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saco St

Nearby Streets

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