449 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 449 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1930
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$206,500 (Dec 2020)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-360-089-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-089-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	139 ft deep x 61 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	449 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 82 900 000 00 T7N R9E POTTERS LAKE PARK LOTS 89 AND 90.
Legal Range	09E
Legal Township	07N
Legal Section	06
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	89-90
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-089-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	449 OGLETHORPE DR, LAPEER, MI 48446-2773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 27, 2019	Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	May 23, 1990 · Amount on Record
Deed Book / Page	3157 / 674
Last Transfer Date	Jul 01, 2024
Transfer Doc	0034090343
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	449 OGLETHORPE DR, LAPEER, MI 48446-2773
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 OGLETHORPE DR, LAPEER, MI 48446-2773

Mortgage

Document Number	0031940357
Date	Apr 19, 2021
Book Page	3194/357

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 21, 2020
Property Address	449 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0031570674
Book / Page	003157 / 000674
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,549.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 OGLETHORPE DR LAPEER MI 484462773, LAPEER, MI 48446-2773

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 27, 2019
Property Address	449 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0030500125
Book / Page	003050 / 000125
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Nov 05, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ALEX COUR OXFORD MI 48371, OXFORD, MI 48371

Mortgage

Document Number	30500127
Date	Sep 27, 2019
Book Page	003050/000127

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,000 (+12.44%)	$150,000 (+12.44%)
2025	$1,692.00 (+3.42%) Homeowner's exemption	$66,700 (+14.21%)	$133,400 (+14.21%)
2024	$1,636.00 (-0.37%)
2023		$58,400	$116,800
2022	$1,642.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 21 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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