431 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 431 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1930
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2017)
Tax Bill	$675 (2025)
Deeds & Mortgages	Dec 2018 Transfer Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-360-083-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-083-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	139 ft deep x 42 ft wide
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 82 500 000 00 T7N R9E POTTERS LAKE PARK LOT 83 AND THE SLY 5 FT OF LOT 84.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	83-84
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-083-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35814 FOOTHILL DR, STERLING HEIGHTS, MI 48312-4356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 06, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Book / Page	2899 / 382
Last Transfer Date	Nov 19, 2018
Transfer Doc	0029980450
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 04, 2018
Property Address	431 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0029980450
Book / Page	002998 / 000450
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	35814 FOOTHILL DR STERLING HEIGHTS MI 483124356, STERLING HEIGHTS, MI 48312-4356

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 13, 2017
Property Address	431 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0028990382
Book / Page	002899 / 000382
Instrument Date	Jun 09, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35814 FOOTHILL DR STERLING HEIGHTS MI 483124356, STERLING HEIGHTS, MI 48312-4356

Mortgage

Document Number	28990384
Date	Jun 13, 2017
Book Page	002899/000384

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2032

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 06, 2017
Property Address	431 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0028860634
Book / Page	002886 / 000634
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1980 OLD POST CT LAKE ORION MI 483622293, LAKE ORION, MI 48362-2293

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$675.00 (-77.66%)	$82,700 (+11.61%)	$165,400 (+11.61%)
2024	$3,022.00 (+9.81%)
2023		$74,100	$148,200
2022	$2,752.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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