439 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 439 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,152 sqft · built 1930
Lot Size	0.195 acres (8,494 sqft)
Owner	Trust Name on File
Last Sale	$220,000 (Apr 2021)
Tax Bill	$730 (2025)
Deeds & Mortgages	Apr 2021 Sale Nov 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`008-360-085-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-085-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	157 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	439 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	09 82 700 000 00 T7N R9E POTTERS LAKE PARK LOT 86 & N 1/2 OF LOT 85.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	85-86
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-085-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	6626 CALLE DE LAUREL, NAVARRE, FL 32566-8935
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2021	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY
Nov 04, 2017	Deed of Trust, Mortgage · Conventional with PMI ERATES MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2021 · Amount on Record
Deed Sale	Apr 02, 2021 · Amount on Record
Prior Sale	Apr 12, 2001 · Amount on Record
Deed Book / Page	3188 / 785
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 02, 2021
Property Address	439 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0031880785
Book / Page	3188 / 785
Map Reference	LB 1 PG 33
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 OGLETHORPE DR, 439, LAPEER, MI 48446-2773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6626 CALLE DE LAUREL, NAVARRE, FL 32566-8935

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	439 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0029310150
Book / Page	002931 / 000150
Instrument Date	Nov 04, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	439 OGLETHORPE DR LAPEER MI 484462773, LAPEER, MI 48446-2773

Mortgage

Document Number	0029310150
Date	Nov 17, 2017
Book Page	002931/000150

Lender

Name	ERATES MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 16, 2032

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (-79.28%)	$80,100 (+13.78%)	$160,200 (+13.78%)
2023		$70,400	$140,800
2022	$3,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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