415 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 415 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1929
Lot Size	0.188 acres (8,189 sqft)
Owner	Company Name on File
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Jan 2021 Transfer Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-360-080-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-080-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Carpet

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Area	660 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T7N R9E POTTERS LAKE PARK LOTS 79 & 80. AKA 415 OGLETHORPE.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	79-80
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-080-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	415 OGLETHORPE DR, LAPEER, MI 48446-2773
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 08, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 20, 2020
Transfer Doc	0031650236
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 13, 2021
Property Address	415 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0031650236
Book / Page	003165 / 000236
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	415 OGLETHORPE DR LAPEER MI 484462773, LAPEER, MI 48446-2773

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	415 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0030900957
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 OGLETHORPE DR LAPEER MI 484462773, LAPEER, MI 48446-2773

Mortgage

Document Number	0030900957
Date	Apr 07, 2020
Book Page	003090/000957

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 06, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	415 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0030490399
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 OGLETHORPE DR LAPEER MI 484462773, LAPEER, MI 48446-2773

Mortgage

Document Number	0030490399
Date	Sep 26, 2019
Book Page	003049/000399

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 08, 2018
Property Address	415 OGLETHORPE DR, LAPEER, MI 48446-2773
Document Number	0029760931
Book / Page	002976 / 000931
Instrument Date	Jul 18, 2018
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 OGLETHORPE DR LAPEER MI 484462773, LAPEER, MI 48446-2773

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,300 (+10.71%)	$200,600 (+10.71%)
2025	$1,533.00 (+3.3%) Homeowner's exemption	$90,600 (+13.82%)	$181,200 (+13.82%)
2024	$1,484.00 (+9.36%)
2023		$79,600	$159,200
2022	$1,357.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 100 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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