449 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 449 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,144 sqft · built 2005
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Mar 2020)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`596-08-00-087`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-087`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,144 sqft Living Area
Gross Area	4,284 sqft
1st Floor Area	2,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	193 ft deep x 159 ft wide

Exterior Amenities

Porch	Slab
Porch Area	398 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	449 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 9 BLOCK B
Legal Subdivision	RIVER STATION
Legal Block	B
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	449 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Mar 3, 2020	Grant Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	May 5, 2015 · Amount on Record
Deed Book / Page	863 / 630
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	449 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0011820845
Date	May 31, 2023
Book Page	1182/845

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	449 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010850019
Date	Mar 4, 2022
Book Page	1085/19

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	449 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0881/0375
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	0881/0375
Date	May 11, 2020
Book Page	000881/000375

Lender

Name	TRUIST BK
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 3, 2020
Property Address	449 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8326
Document Number	0863/0630
Book / Page	000863 / 000630
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 COMMONWEALTH RD MOUNT PLEASANT SC 294668326, MOUNT PLEASANT, SC 29466-8326

Mortgage

Document Number	863/0632
Date	Mar 3, 2020
Book Page	000863/000632

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+12.41%)	$661,250 (+2,775%) Land $215,050 Building $446,200	$1,085,000 (+88.7%) Land $407,100 Building $677,900
2024	$2,281.00 (+8.52%)	$23,000 (-)
2022	$2,102.00	$23,000	$575,000 (-) Land $187,000 Building $388,000
2020			$575,000 Land $187,000 Building $388,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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