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446 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 446 Commonwealth Rd, Mount Pleasant, SC 29466 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,537 sqft · built 2007
Lot Size1 acres (43,807 sqft)
Owner2 Company Names on File
Tax Bill$4,857 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN596-08-00-010

Property Details

APN / Parcel Number

Primary APN596-08-00-010

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,537 sqft Living Area
Gross Area5,888 sqft
1st Floor Area2,087 sqft
Upper Floors Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area43,807 sqft (1 acres)
Lot Dimensions310 ft deep x 130 ft wide

Exterior Amenities

PorchSlab
Porch Area470 sqft
Deck Area348 sqft
Patio Area348 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address446 COMMONWEALTH RD
CityMOUNT PLEASANT
StateSC
Zip29466-8317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 10 BLK A
Legal SubdivisionDARRELL CREEK PLANTATION SUBDIVISION NAM
Legal BlockA
Legal Lot Number10
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1046
Census Tract4617

Owner

Source: Charleston County records · APN 596-08-00-010

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address446 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Intrafamily Transfer, Transfer · VA Mortgage
CMG MORTGAGE INC
Jan 18, 2023Deed, Transfer · Conventional Mortgage
FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2025
Deed SaleOct 24, 2025
Prior SaleJan 17, 2023 · Amount on Record
Deed Book / Page1346 / 72
Prior Transfer DateOct 15, 2025
Prior Transfer Doc0013460072
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateOct 24, 2025
Property Address446 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number0013460072
Book / Page1346 / 72
Map ReferenceMB BT PG 162
Instrument DateOct 15, 2025
Transaction TypeTransfer
Record UpdatedNov 13, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address446 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address446 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number0000134673
DateOct 24, 2025
Instrument1346/73
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJan 18, 2023
Property Address446 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Document Number0011590078
Book / Page1159 / 78
Map ReferenceMB BT PG 162
Instrument DateJan 06, 2023
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,380.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address446 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number0000115980
DateJan 18, 2023
Instrument1159/80
Lender
NameFIRST RELIANCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateFeb 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexOther
Margin3
Max Rate11.2%

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,857.00 (-1.02%)
2024$4,907.00 (+91.38%)$52,000 (+84.99%)
2022$2,564.00$28,110$905,000 (-30.38%) Land $275,000 Building $630,000
2020$1,300,000 Land $430,000 Building $870,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 359 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies359 in force
Nearby Flood Claims7 (1994–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2023, tidal / storm surge, Hurricane Idalia
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 64% of South Carolina
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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