438 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 438 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,998 sqft · built 2015
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Company Names on Record
Last Sale	$866,302 (Nov 2015)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`596-08-00-012`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,998 sqft Living Area
Gross Area	5,984 sqft
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	329 ft deep x 151 ft wide
Porch	Slab
Deck Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	438 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 12 BLK A
Legal Subdivision	DARRELL CREEK PLANTATION SUBDIVISION NAM
Legal Block	A
Legal Lot Number	12
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	438 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jun 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2015 · Amount on Record
Deed Sale	Nov 25, 2015 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Book / Page	519 / 684
Last Transfer Date	Mar 24, 2026
Transfer Doc	1377000982
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Mar 26, 2026
Property Address	438 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0013770982
Book / Page	1377 / 982
Map Reference	MB EA PG 86
Instrument Date	Mar 24, 2026
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	438 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	438 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0012060937
Date	Oct 5, 2023
Book Page	1206/937

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Aug 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	438 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0727/0648
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 COMMONWEALTH RD MOUNT PLEASANT SC 294668317, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0727/0648
Date	Jun 21, 2018
Book Page	000727/000648

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00 (+20.34%)	$1,203,100 (+2,981.71%) Land $310,500 Building $892,600	$1,909,000 (+95.59%) Land $683,200 Building $1,225,800
2024	$3,752.00 (+7.63%)	$39,040 (-)
2022	$3,486.00	$39,040	$976,000 (-) Land $270,000 Building $706,000
2020			$976,000 Land $270,000 Building $706,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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