454 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 454 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,089 sqft · built 2000
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`596-08-00-008`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,089 sqft Living Area
Gross Area	3,876 sqft
1st Floor Area	1,300 sqft
Upper Floors Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	270 ft deep x 109 ft wide

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	454 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 8 BLK A
Legal Subdivision	DARRELL CREEK PLANTATION SUBDIVISION NAM
Legal Block	A
Legal Lot Number	8
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1048
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	454 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000041536
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 2, 2026
Property Address	454 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Document Number	0000041536
Book / Page	1400 / 300
Instrument Date	Jun 3, 2026
Instrument	202641536
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	454 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	454 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0936/0917
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 COMMONWEALTH RD MOUNT PLEASANT SC 294668317, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0936/0917
Date	Nov 19, 2020
Book Page	000936/000917

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+5.77%)	$683,071 (+2,774.88%) Land $256,725 Building $426,346	$1,502,400 (+101.66%) Land $581,600 Building $920,800
2024	$2,529.00 (+7.57%)	$23,760 (-)
2022	$2,351.00	$23,760	$745,000 (-) Land $280,000 Building $465,000
2020			$745,000 Land $280,000 Building $465,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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