44894 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 44894 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,966 sqft · built 2003
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2026)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017091-6`

Property Details

APN / Parcel Number

Primary APN	`017091-6`
Alternative APN	`09-00-098-000-045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	4,322 sqft
1st Floor Area	1,966 sqft
Basement Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	109,771 sqft (2.52 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	448 sqft
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	017091-6
Street Address	44894 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOT ON FILE
Legal Subdivision	NEW RUSSIA
Legal Lot Number	98
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3019
Census Tract	60100

Owner

Source: Lorain County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44894 E HAMILTON ST, OBERLIN, OH 44074-9611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer GUARDIAN LAND TITLE, GUARDIAN TITLE
Oct 27, 2020	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Mar 21, 2019	Grant Deed, Transfer THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	2026114747
Prior Transfer Date	Jul 13, 1999
Prior Transfer Doc	0000647559
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 8, 2026
Property Address	44894 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000114747
Instrument Date	Sep 30, 2026
Instrument	2026114747
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$181,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	44894 E HAMILTON ST, OBERLIN, OH 44074-9611

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44894 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000786813
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	44894 E HAMILTON ST OBERLIN OH 440749611, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000786813
Date	Nov 2, 2020
Instrument	786813

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44894 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000713791
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	44894 E HAMILTON ST OBERLIN OH 440749611, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000713791
Date	May 8, 2019
Instrument	713791

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 21, 2019
Property Address	44894 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000708170
Instrument Date	Mar 18, 2019
Instrument	708170
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44894 E HAMILTON ST OBERLIN OH 440749611, OBERLIN, OH 44074-9611

Mortgage

Document Number	708171
Date	Mar 21, 2019
Instrument	708171

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.39%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,898.00	$116,630 (%) Land $21,000 Building $95,630	$333,240 (-) Land $60,000 Building $273,240
2024	$4,898.00 (+8.7%)	$116,634 (+25.75%) Land $21,000 Building $95,634	$333,240 (+25.75%) Land $60,000 Building $273,240
2023	$4,506.00 (+3.14%)	$92,754 (+%) Land $19,320 Building $73,434	$265,010 (-) Land $55,200 Building $209,810
2022	$4,369.00	$92,750 Land $19,320 Building $73,430
2021			$265,010 Land $55,200 Building $209,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cable Co-op, T-Mobile.

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