44855 E Hamilton St, Oberlin, OH 44074 Property Records

Lorain County property record for 44855 E Hamilton St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 1964
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-108-000-012`

Property Details

APN / Parcel Number

Primary APN	`09-00-108-000-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	24,829 sqft (0.569 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	44855 E HAMILTON ST
City	OBERLIN
State	OH
Zip	44074-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	58-09-108A -002-00
Legal Subdivision	RUSSIA
Legal Lot Number	108
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3015
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44855 E HAMILTON ST, OBERLIN, OH 44074-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTURY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 16, 2014
Last Transfer Date	Mar 27, 2020
Transfer Doc	0000754478
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44855 E HAMILTON ST, OBERLIN, OH 44074-9611
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44855 E HAMILTON ST, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000888410
Date	Aug 23, 2022
Instrument	2022-0888410

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 27, 2020
Property Address	44855 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000754478
Instrument Date	Mar 18, 2020
Instrument	754478
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44855 E HAMILTON ST OBERLIN OH 440749611, OBERLIN, OH 44074-9611

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44855 E HAMILTON ST, OBERLIN, OH 44074-9611
Document Number	0000676178
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	AGENTS TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44855 E HAMILTON ST OBERLIN OH 440749611, OBERLIN, OH 44074-9611

Mortgage

Document Number	0000676178
Date	Jun 14, 2018
Instrument	676178

Lender

Name	CENTURY FCU
Type	Credit Union
Address	CLEVELAND, OH 44199

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (+24.88%)	$73,960 (+41.65%) Land $8,050 Building $65,910	$211,300 (+41.64%) Land $23,000 Building $188,300
2023	$2,613.00 (+3.08%)	$52,213 (+0.01%) Land $11,760 Building $40,453	$149,180 (-) Land $33,600 Building $115,580
2022	$2,535.00	$52,210 Land $11,760 Building $40,450
2021			$149,180 Land $33,600 Building $115,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cable Co-op, T-Mobile.

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