Lorain County property record for 44568 E Hamilton St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,647 sqft · built 1885 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,151 (2025) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Sep 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-098-000-025 |
| Primary APN | 09-00-098-000-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,647 sqft Living Area |
| 1st Floor Area | 2,273 sqft |
| 2nd Floor Area | 374 sqft |
| Upper Floors Area | 374 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,062 sqft |
| Deck Area | 660 sqft |
| Patio Area | 1,040 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 44568 E HAMILTON ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58-09-098B -004-01 |
| Legal Subdivision | RUSSIA |
| Legal Lot Number | 58 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 60100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44568 E HAMILTON ST, OBERLIN, OH 44074-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Sep 5, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 |
| Deed Sale | Sep 5, 2024 |
| Deed Document Number | 2024093074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44568 E HAMILTON ST, OBERLIN, OH 44074-9611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000807620 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0807620 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 1, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 5, 2024 |
| Property Address | 44568 E HAMILTON ST, OBERLIN, OH 44074-9611 |
| Document Number | 0000025380 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 2024-0025380 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44568 E HAMILTON ST, OBERLIN, OH 44074-9611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44568 E HAMILTON ST, OBERLIN, OH 44074-9611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210807620 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0807620 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 1, 2026 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,151.00 | $98,230 (%) Land $21,420 Building $76,810 | $280,660 (-) Land $61,200 Building $219,460 |
| 2024 | $4,151.00 (+22.67%) | $98,231 (+41.98%) Land $21,420 Building $76,811 | $280,660 (+41.98%) Land $61,200 Building $219,460 |
| 2023 | $3,384.00 (+3.14%) | $69,185 (+0.01%) Land $20,073 Building $49,112 | $197,670 (-) Land $57,350 Building $140,320 |
| 2022 | $3,281.00 | $69,180 Land $20,070 Building $49,110 | |
| 2021 | $197,670 Land $57,350 Building $140,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Armstrong, Cable Co-op, Frontier, North Coast Wireless Communications.
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