4459 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4459 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3.5 ba · 3,903 sqft · built 2005
Lot Size0.464 acres (20,230 sqft)
OwnerCompany Name on Record
Last Sale$590,000 (May 2022)
Tax Bill$5,559 (2022)
Deeds & MortgagesJan 2024 Transfer
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC0-258Z-A0-0005

Property Details

APN / Parcel Number

Primary APNC0-258Z-A0-0005

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,903 sqft Living Area
Gross Area4,629 sqft
1st Floor Area2,599 sqft
Utility Area68 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area20,230 sqft (0.464 acres)
Garage TypeAttached
Garage Area726 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area268 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4459 WHISPER SPRING DR
CityCOLLIERVILLE
StateTN
Zip38017-8503
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-1
Legal DescriptionNS WHISPER HILLS DR COR WHISPER SPRINGS DR (NW) SEE MAP D2-58ZA
Legal SubdivisionWHISPERWOODS PH 1
Legal Lot Number5
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group1
Census Block1017
Census Tract21545

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Intrafamily Transfer, Transfer
May 9, 2022Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Oct 25, 2019Loan Modification, Mortgage · Conventional Mortgage
BANK OF FAYETTE CNTY
Jul 25, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF FAYETTE CNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Document Number202252401
Last Transfer DateDec 7, 2023
Transfer Doc0000006210
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateJan 24, 2024
Property Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
Document Number0024006210
Map ReferenceMB 256 PG 038
Instrument DateDec 7, 2023
Instrument24006210
Transaction TypeTransfer
Record UpdatedJan 31, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMay 9, 2022
Property Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
Document Number0022052401
Map ReferenceMB 256 PG 38
Instrument DateApr 25, 2022
Instrument22052401
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,183.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4459 WHISPER SPRING DR, 4459, COLLIERVILLE, TN 38017-8503

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503

Mortgage

Document Number0022052402
DateMay 9, 2022
Instrument22052402
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
Document Number0000115418
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1345 AUBURN WOODS DR COLLIERVILLE TN 380174876, COLLIERVILLE, TN 38017-4876

Mortgage

Document Number0000115418
DateNov 5, 2019
Instrument115418
Lender
NameBANK OF FAYETTE CNTY
TypeBank
AddressPIPERTON, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 25, 2019
Property Address4459 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
Document Number0000074550
Instrument DateJul 19, 2019
Instrument74550
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyREALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,627.63
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4459 WHISPER SPRING DR COLLIERVILLE TN 380178503, COLLIERVILLE, TN 38017-8503

Mortgage

Document Number74551
DateJul 25, 2019
Instrument74551
Lender
NameBANK OF FAYETTE CNTY
TypeBank
AddressPIPERTON, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$159,950 (+47.01%) Land $29,500 Building $130,450$639,800 (+47.01%) Land $118,000 Building $521,800
2023$108,800 Land $22,775 Building $86,025
2022$5,559.00
2021$435,200 Land $91,100 Building $344,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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